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Small business is tough – cashflow, sales, marketing, tax, operations, distribution, legal – you have to be an expert in all of them! So it’s our goal to make sure we are truly pro-active in teaching business owners “how to keep getting better in business”.

So what does b-Mail stand for?

b-Mail stands for many things – “business mail”, b-motivated”, “b-proactive”, etc. b-Mail is your premium source of cutting edge business ideas, strategies and tools packed with more “how to’s” and “show me’s” than the “average e-newsletter” can provide.

15-Jun-2015

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Give Waterside development the green light!

15-Jun-2015

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The Tax Office may soon audit businesses at random

Companies could be in line for random audits as soon as next year under advice being considered by the Tax Office.

15-Jun-2015

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Legislation for $20,000 asset write-off has finally been tabled

The government has introduced legislation to make its budget announcement of the small business immediate asset write-off a reality, with the details revealed thankfully not straying from what we suspected.

15-Jun-2015

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TED Talks: Bill Gross - The single biggest reason why startups succeed

Bill Gross has founded a lot of startups, and incubated many others - and he got curious about why some succeeded and others failed. So he gathered data from hundreds of companies, his own and other people's, and ranked each company on five key factors. He found one factor that stands out from the others - and surprised even him.

15-Jun-2015

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Client in Focus: It Works!

This month's Client in Focus is It Works!

We speak with Jake Marchant on the startup of the new business venture he and his wife embarked on - "It Works".

15-May-2015

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2015 Federal Budget - What it means for your small business

The Australian Government is promising a package of tax cuts, investment incentives, productivity enhancing measures and less red tape. But will it be enough to kick-start the economy?

15-May-2015

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Mobilegeddon - Is your website ready?

For years now, mobile usability has been a factor in Google's search algorithm. Websites that are optimised suitably for use on mobile devices rank higher than their non-optimised counterparts, even on desktop devices. But until now, that ranking factor has been both limited and ambiguous.

15-May-2015

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Living longer, working longer

A pattern developing in the workplace, and indeed being encouraged by government, is around continuing to work until later in life. What are the benefits of longevity in the workplace?

15-May-2015

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TED Talks: Rainer Strack - The workforce crisis of 2030 - and how to start solving it now

It sounds counterintuitive, but by 2030, many of the world's largest economies will have more jobs than adult citizens to do those jobs.

In this data-filled talk, human resources expert Rainer Strack suggests that countries ought to look across borders for mobile and willing job seekers. But to do that, they need to start by changing the culture in their businesses.

15-Apr-2015

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ATO tries a new tack in its compliance message

For the tax and superannuation systems to work, the Australian Tax Office says it needs the community's confidence that they are fair for everyone. So the ATO says it tries to make it easy for the people who do the right thing, and focus its compliance activities on the small minority who do not.

15-Apr-2015

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Most common mistakes retirees make

As Benjamin Franklin most famously said, "If you fail to plan, you are planning to fail".

15-Apr-2015

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Protection for your financial plan

A financial plan is a powerful thing, but it's most potent when supported by a solid insurance strategy. What are the specific purposes of the main types of personal insurance?

15-Apr-2015

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TED Talks: Linda Hill - How to manage for collective creativity

What is the secret to unlocking the creativity hidden inside your daily work, and giving every great idea a chance? Harvard professor and co-author of "Collective Genius" Linda Hill, has studied some of the world's most creative companies to come up with a set of tools and tactics to keep great ideas flowing - from everyone in the company and not just the designated "creatives".

15-Apr-2015

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Client in Focus: Michael & Gianna Cunico

This month's Client in Focus is Michael and Gianna Cunico, owners of Terrigal Pharmacy, Umina Beach Soul Pattinson Chemist and Umina Beach YouSave Chemist.

We speak with Michael on the success his and his wife's businesses and explore the challenges that they face on a day to day basis.

16-Mar-2015

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"Waterside" development in Gosford gathers momentum

I had the pleasure of being invited to a presentation on Friday 13th March 2015 by talented architecture firm CKDS from East Gosford, where they unveiled their triple-tower concept for the old Froggys site in Mann Street, Gosford called "Waterside".

16-Feb-2015

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Xero in 90 days

At the recent Xero Road Show, the Australian Product Manager, Laura Cardinal provided a sneak preview of the significant features that will be released into the product within the next 90 days. Most importantly and after years of the refrain 'coming soon' will be the long awaited inventory module which CEO Rod Drury has previously described as 'the end of the beginning' as it would complete the accounting engine of the software.

16-Feb-2015

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Do you know what is trending online?

One of the most effective marketing tactics you can implement is real-time monitoring of trending topics online. Trending topics are those that are being talked about online right now. For example, Twitter has an algorithm that identifies topics that are popular now on Twitter. What's popular right now might not have been popular an hour ago or yesterday.

16-Feb-2015

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It's what you know...

A lifetime of sensible investment experience could mean you have the opportunity to change a younger person's life for the better.

16-Feb-2015

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TED Talks: Ricardo Semler - How to run a company with (almost) no rules

What if your job didn't control your life? Brazilian CEO Ricardo Semler practices a radical form of corporate democracy, rethinking everything from board meetings to how workers report their vacation days (they don't have to). It's a vision that rewards the wisdom of workers, promotes work-life balance - and leads to some deep insight on what work, and life, is really all about.

Client in Focus: Mini Excavator Sales

This month's Client in Focus is Shaun Clayton, owner of new Central Coast business, Mini Excavator Sales.

We speak with Shaun on the recent startup of his excavator sales business and discuss the challenges he has encountered.

15-Jan-2015

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Investing in 2015? Here are five big themes to focus on

Investing has delivered Australians mixed results in the past 12 months amid volatile sharemarkets, low interest rates and housing booms in some cities.

15-Jan-2015

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Longer life expectancy putting added pressure on SMSF savings

A new report from the Financial Services Council (FSC), the State of the Industry Report, concludes that we are mostly living longer and have increased expectations of being able to enjoy a comfortable retirement.

15-Jan-2015

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What will happen to the market in 2015?

15-Jan-2015

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TED Talks: Carol Dweck - The power of believing that you can improve

Carol Dweck researches "growth mindset" - the idea that we can grow our brain's capacity to learn and to solve problems. In this talk, Carol describes two ways to think about a problem that is slightly too hard for you to solve it... or have you just not solved it yet? A great introduction to this influential field.

15-Jan-2015

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Client in Focus: Louvreland

This month's Client in Focus is Rick Boylan, owner of Louvreland (otherwise known as Shading Solutions).

We speak to Rick on the success of his business and discuss the challenges he and his team encounter on a day to day basis.

15-Dec-2014

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What is negative gearing? - How it works, the pros and cons

Taking out a loan to raise money for an investment is a well-used tactic for many Australians. In fact, borrowing to buy big ticket items is part of financial realty - for example, how many of us could afford to buy a house out of our own pocket?

15-Dec-2014

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What does a higher FBT mean for your business?

Small business owners should write in their diaries that from April 1, 2015, the rate of Fringe Benefits Tax (FBT) will increase from 47% to 49%. It is planned to return to its present rate two years later.

15-Dec-2014

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Healthy and wealthy new year

As holidays and the new year approach it's easy to be distracted from your financial goals. But this is actually the perfect time to put a few simple plans in place for a positive start to the new year.

15-Dec-2014

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TED Talks: Kare Anderson - Be an opportunity maker

We all want to use our talents and to create something meaningful with our lives. But how to get started? (And... what if you're shy?)

Writer, Kare Anderson, shares her own story of chronic shyness, and how she opened up her world by helping other people use their own talents and passions.

14-Nov-2014

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Most Australians not financially ready for retirement

Retirement may not be the proverbial promenade through paradise after all, with new research finding many Australians are entering their golden years underprepared and over-optimistic.

14-Nov-2014

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Don't misconstrue "high risk" for a superannuation investment negative

A young person who chooses a superannuation investment option of "very low risk" could be up to $170,000 worse off in retirement than if they choose a "medium to high risk" option according to a poll.

14-Nov-2014

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The number one retirement question

How much will you need in retirement? This is perhaps the single most important question in terms of financial planning. Despite what many believe, it's possible to figure out an answer.

14-Nov-2014

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TED Talks: Dilip Ratha - The hidden force in global economics: sending money home

In 2013, international migrants sent $413 billion home to families and friends - three times more than the total of global foreign aid (about $135 billion).

This money, known as remittances, makes a significant difference in the lives of those receiving it and plays a major role in the economies of many countries.

Economist Dilip Ratha describes the promise of these "dollars wrapped with love" and analyses how they are stifled by practical and regulatory obstacles.

14-Nov-2014

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Business in Focus - Bingo Cleaning

This month's Business in Focus is Bingo Cleaning.

We speak with owner, Sanka Gayawansha, on the recent startup of his new cleaning business and discuss its success and challenges he has overcome.

15-Oct-2014

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Will the GST-free going concern exemption be removed?

The Federal Government has recently announced that it will be removing the current GST free concession, which can apply in relation to the supply of going concerns, and replacing it with a 'reverse charge' mechanism.

15-Oct-2014

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House prices are drifting up

The Reserve Bank has been conspicuous by its absence. The cash rate has remained steady for well over a year, with recent statements from the board making it clear that the current settings aren't changing any time soon.

15-Oct-2014

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How much does life cost?

If you have ever struggled to find extra money to put towards investing, analyse where your money is going right now by recording your spending.

15-Oct-2014

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TED Talks: Susan Colantuono - The career advice you probably didn't get

You're doing everything right at work, taking all the right advice, but you're just not moving up. Why?

Susan Colantuono shares a simple, surprising piece of advice you might not have heard before quite so plainly. This talk, while aimed at an audience of women, has universal takeaways - for men and women, new grads and midcareer workers.

15-Oct-2014

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Business in Focus - Fairhaven Services

This month's Business in Focus is Central Coast Charity Organisation, Fairhaven Services.

We speak with CEO, Jim Buultjens, on the success of the organisation and discuss the recent traps and pitfalls he and his team have overcome in the last 12 months.

15-Sep-2014

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Can self-funded retirees get a concession card?

The Commonwealth Seniors Health Card can give self-funded retirees who do not qualify for a government Age Pension or Department of Veteran Affairs payment the entitlements that others receive from the Pensioner Concession Card.

15-Sep-2014

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Repeal of the Mineral Resource Rent Tax and Other Measures Bill

This Bill has now been passed by both Houses on the 2nd September 2014 and it is awaiting Royal Assent.

15-Sep-2014

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How to be financially prepared this Christmas

In mid-September there are just 99 days until Christmas. Here is a guide to help plan ahead to make sure you're not left with a financial hangover on New Year's Day.

15-Sep-2014

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TED Talks: Andrew McAfee - Are droids taking our jobs?

Robots and algorithms are getting good at jobs like building cars, writing articles, translating - jobs that once required a human. So what will we humans do for work?

Andrew McAfee walks through recent labor data to say that "we ain't seen nothing yet." But then he steps back to look at big history, and comes up with a surprising and even thrilling view of what comes next.

15-Sep-2014

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Business in Focus - Julie's Place

This month's Business in Focus is Julie's Place.

We speak with Australia's first MasterChef winner, Julie Goodwin on the recent start-up of her new cooking school business on the Central Coast and discuss the challenges that she faces.

15-Aug-2014

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Common errors of new rental property owners

Putting your money into bricks and mortar has been a traditional stalwart of investing for generations of Australians. It continues to be viewed as a solid place to park spare cash and build wealth in the long term. For many years a lot of us seem to have heeded the quote attributed by Mark Twain: "Buy land, they're not making it anymore."

15-Aug-2014

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Boost your next email marketing campaign - 5 tips to make your emails shine

Email may seem like Twitter's older, less attractive sister. Surprisingly, it still remains one of the most cost-effective channels for marketers all around the world.

15-Aug-2014

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Seven tips to save around the house

One of the most effective ways to boost your savings and/or add to your super is to cut costs around the house. Here we outline some effective opportunities for spending less without feeling as if you're going without.

15-Aug-2014

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TED Talks: Margaret Gould Stewart - How giant websites design for you (and a billion others, too)

Facebook's "like" and "share" buttons are seen 22 billion times a day, making them some of the most viewed design elements ever created.

Margaret Gould Stewart, Facebook's director of product design, outlines three rules for design at such a massive scale - one so big that the tiniest of tweaks can cause global outage, but also so large that the subtlest of improvements can positively impact the lives of many.

15-Aug-2014

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Business in Focus - JobsOnTheCoast.com.au

This month's Business in Focus JobsOnTheCoast.com.au

Website Director, David Smeeth shares with us his enthusiasm about the success of the website and gives some insight into how the website is helping not only jobseekers, but also businesses looking for applicants on the Central Coast.

15-Jul-2014

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Maximise your deductions to the limit for 2015

Even though everyone would be focusing on getting their records together for 2013-2014 tax year - while tax is on your mind why not familiarise yourself with the below deductions you could potentially claim in the 2014-2015 tax year!

15-Jul-2014

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Achieve success by using 'big data'

It's not information by itself that helps drive performance, but how it's used that really matters.

15-Jul-2014

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Five reasons to update your SMSF end of year checklist

In addition to the usual checks, this year there are new requirements that need to be considered for the end of the financial year.

15-Jul-2014

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TED Talks: Lorrie Faith Cranor - What's wrong with your pa$$word?

Lorrie Faith Cranor studied thousands of real passwords to figure out the surprising, very common mistakes that users - and secured sites - make to compromise security. And how, you may ask, did she study thousands of real passwords without comprimising the security of any users? That's a story in itself. It's secret data worth knowing, especially if your password is 123456...

15-Jul-2014

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Client in Focus - LAB Fire Services

This month's Client in Focus is Ben Blue, owner of Central Coast business, LAB Fire Services.

Ben shares his enthusiasm about the success of his business and discusses the current challenges facing him and his team.

16-Jun-2014

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Six reasons why email still rules

With more than 100 billion business emails sent each day, it remains an essential business tool.

16-Jun-2014

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Youth unemployment - The jobless generation?

The Central Coast has one of the highest teenage unemployment levels in NSW with more than 28% of the coast's young people aged between 15 and 19 who are looking for full-time work and cannot find a job.

16-Jun-2014

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ATO warning highlights need for specialist auditors

A statement by the ATO said there would be greater ongoing examination of self-managed superannuation funds and their auditors, especially those identified as "high risk", and that penalties of up to $10,200 would be imposed on funds falling foul of the law. This warning takes effect from July 1 2014.

16-Jun-2014

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TED Talks: Simon Sinek - Why good leaders make you feel safe

What makes a great leader? Management theorist Simon Sinek suggests, it's someone who makes their employees feel secure, who draws staffers into a circle of trust. But creating trust and safety - especially in an uneven economy - means taking on big responsibility.

16-Jun-2014

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Business in Focus - Jeff Hall, Website Guy

This month's Business in Focus is local website designer, Jeff Hall from Website Guy.

We speak with Jeff on the success of his business and discuss the future goals for the business.

15-May-2014

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ABLA Alert: 2014 Federal Budget - What Employers Need to Know

What you need to know about the Federal Budget 2014 - 2015, an analysis by Australian Business Lawyers and Advisors.

15-May-2014

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Important changes to superannuation for the 2015 Financial Year

With the start of a new financial year approaching, it's important you're aware of the upcoming changes to superannuation for the 2015 financial year.

15-May-2014

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There's a (free) app for that!

With the proliferation of apps for smartphones and tablets there are now more ways than ever to become more familiar with, and therefore improve, your financial situation. Here are five of our free favourites.

15-May-2014

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TED Talks: Bill & Melinda Gates - Why giving away our wealth has been the most satisfying thing we've done

In 1993, Bill and Melinda Gates took a walk on the beach and made a decision to give their Microsoft wealth back to society. In conversation with Chris Anderson, the couple talk about their work at the Bill & Melinda Gates Foundation, as well as their marriage, their children, their failures and the satisfaction of giving most of their money away.

15-May-2014

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Client in Focus - Alison Williams, McGrath Estate Agents

This month's Client in Focus is local real estate agent, Alison Williams, from McGrath Estate Agents.

We speak with Alison on the success of her career and discuss her excitement about giving back to society.

18-Apr-2014

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15-Apr-2014

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Tax Office - Administrative treatment for proposed changes to taxing of deceased estates

The Australian Tax Office has recently issued its administrative treatment in relation to proposed changes to the taxing of deceased estates where an asset of a testamentary trust passes to an ultimate beneficiary.

15-Apr-2014

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Payroll Tax Rebate Scheme - Jobs Action Plan

The Jobs Action Plan is designed to give businesses an incentive to employ new workers and expand their enterprises in both metropolitan and non-metropolitan areas in NSW. Under the plan, businesses that increase the number of NSW full-time equivalent employees, will receive a payroll tax rebate following the employment of each additional NSW employee in a position that is a new job.

15-Apr-2014

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It'll be alright on Budget night

The Federal Budget is handed down next month, but what does it actually mean to us as individuals and investors?

15-Apr-2014

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TED Talks: Larry Page - Where's Google going next?

CEO of Google, Larry Page is interviewed by Charlie Rose about his far-off vision for the company. It includes aerial bikeways and internet balloons... and then it gets even more interesting, as Larry talks through the company's recent acquisition of Deep Mind, an Al that is learning some surprising things.

15-Apr-2014

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Client in Focus - Coastal Stainless

This month's Client in Focus is Peter Lawler, Director of local business in Woy Woy, Coastal Stainless.

We speak with Peter and discuss the success of his business and the challenges he and his team face.

17-Mar-2014

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Capital Gains Tax Exemptions Explained

Once the owner of a small business has qualified for the capital gains tax exemptions, by either having a business turning over less than $2 million a year or having a total net worth of less than $6 million, there are four concessions available.

17-Mar-2014

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What in the world is the share market doing?

Most investors have more exposure to international stock markets that they think, especially via their superannuation funds. For the sake of your portfolio it's worth keeping an eye on the performance of these markets.

17-Mar-2014

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Setting yourself up for a successful retirement

It's an age-old question and one of the most important ones to answer as you plan your retirement savings - what exactly are you saving for and how much will it cost?

17-Mar-2014

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TED Talks: Philip Evans - How data will transform business

What does the future of business look like? In an informative talk, Philip Evans gives a quick primer on two long-standing theories in strategy - and explains why he thinks they are essentially invalid.

17-Mar-2014

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Client in Focus - Descas Landscapes

This month's Client in Focus is Andrew Descas, owner of local business - Descas Landscapes.

Andrew shares with us the success of his business and discusses the obstacles and accomplishments since starting the business.

17-Feb-2014

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Changes to the Privacy Act - What does this mean for your business?

The purpose of the Privacy Act is to protect individuals against the mishandling of personal information about them by organisations that collect or share that information.

17-Feb-2014

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Warning! - New phishing scam circulating

The Australian Taxation Office has warned people to be wary of a new email scam claiming a tax refund has failed to process.

17-Feb-2014

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Demystifying super contribution caps

It's never too late to get your super balance much closer to where you need it to be. But first you need to understand contribution caps and their various significances.

17-Feb-2014

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TED Talks: Yves Morieux - As work gets more complex, 6 rules to simplify

Why do people feel so miserable and disengaged at work? Because today's businesses are increasingly and dizzingly complex - and traditional pillars of management are obsolete, says Yves Morieux. So, he says, it falls to individual employees to navigate the rabbit's warren of inter-dependencies.

In this energetic talk, Yves Morieux offers six rules for "smart simplicity." Rule one - Understand what your colleagues actually do.

BCG's Yves Morieux researches how corporations can adapt to a modern and complex business landscape.

17-Feb-2014

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Client in Focus - Murray Christian, Shortland Insurance Brokers

This month's Client in Focus is Murray Christian, Authorised Representative of Shortland Insurance Brokers.

Murray shares with us the success of his career in Insurance Broking and discusses the challenges he faces and how Robson Partners has assisted him.

15-Jan-2014

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New Employer Reporting for Super Contributions

The ATO is about to introduce a new reporting requirement for employers when making super contributions for their employees. It is an attempt to help streamline and improve efficiency of the superannuation system and to provide a more consistent process for all employers.

15-Jan-2014

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Three companies to grow your wealth

The idea that day trading is an instant way to get rich is constantly advertised to the public across the financial news media.

15-Jan-2014

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Five bright thinking tips for Investors

15-Jan-2014

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TED Talks: Mariana Mazzucato - Government - Investor, risk-taker, innovator

Why doesn't the government just get out of the way and let the private sector - the "real revolutionaries" - innovate? It's rhetoric you hear everywhere, and Mariana Mazzucato wants to dispel it.

In an energetic talk, she shows how the state - which many see as a slow, hunkering behemoth - is really one of our most exciting risk-takers and market-shapers.

Which actor in the economy is most responsible for making radical innovation happen?

Mariana Mazzucato comes up with a surprising answer: the state.

15-Jan-2014

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Client in Focus - Coastal Construction & Building

This month's Client in Focus is Coastal Construction & Building. We talk to owner Mark Walsh, about how the building industry has changed and how his business has grown since he first started in 2007.

16-Dec-2013 Robson Partners

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Eight steps to the best tax refund

By now many Australians have had their tax returns prepared and are either happy with their refund, or disappointed or annoyed with themselves for having been so disorganised again.

16-Dec-2013 Robson Partners

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Save during the silly season

As you head off on holidays don't forget to pack your finest financial habits along with your swimmers and sunscreen. Here are five ways to help prevent the silly season from ruining the great financial work you've done throughout the year.

16-Dec-2013 Robson Partners

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TED Talks: Toby Eccles - Invest in social change

Here's a stat worth knowing - In the UK, 63% of men who finish short-term prison sentences are back inside within a year for another crime. Helping them stay outside involves job training, classes and therapy. And it would pay off handsomely - but the government cannot find the funds.

Toby Eccles shares an imaginative idea for how to change that: the Social Impact Bond. It's an unusual bond that helps fund initiatives with a social goal through private money - with the government paying back the investors (with interest) if the initiatives work.

Toby has created a radical financial instrument that helps private investors contribute to solving thorny public problems.

16-Dec-2013

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Business in Focus: Star 104.45 FM

Our Business in Focus for this month is Star 104.5 FM, and advertising guy Josh Davies.

15-Nov-2013 Robson Partners

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Important information for Small Businesses - Proposed Tax Changes

The election of the Liberal Government has given rise to some exposure draft legislation that will be put before the parliament very shortly. Some of these bills may give rise to taxation implications for some of you if the legislation is passed.

15-Nov-2013 Robson Partners

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Tips on how to survive the end of the year

Struggling to get to the Christmas finishing line? The bad news is that the hardest weeks are still ahead... The good news is that it is not as hard as you think it may be! Here are some tips for facing the end of year madness!

15-Nov-2013 Robson Partners

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10 strategies to avoid costly financial mistakes

One of the greatest benefits of building a financial plan hand-in-hand with a trusted financial adviser is that they can immediately help you avoid serious but common financial mistakes. Here are ten of the most common.

15-Nov-2013 Robson Partners

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TED Talks: Glenn Greenwald - Why privacy matters

Glenn Greenwald was one of the first reporters to see — and write about — the Edward Snowden files, with their revelations about the United States' extensive surveillance of private citizens. In this searing talk, Greenwald makes the case for why you need to care about privacy, even if you’re “not doing anything you need to hide."

03-Nov-2013 Robson Partners

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James Heddo, CEO of Gosford Race Club - Talks on Xero

At Robson Partners, we believe beautiful business starts with good looking numbers.

Xero is online accounting software that gives us a LIVE view of your business finances.

So no matter what you do or where you do it, with XERO and Robson Partners we can help you do beautiful business.

15-Oct-2013 Robson Partners

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Death and the main residence exemption

15-Oct-2013 Robson Partners

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Financial habits of successful people

Financial success is not an accident and it's not about luck. Instead, it's all about planning for the future and developing great financial habits along the way. Here we discuss five financial habits of very successful people, plus a few non-financial ones. Best of all, these practices are not exclusive to the rich and famous - they're all habits you can develop in consultation with a financial adviser.

15-Oct-2013 Robson Partners

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TED Talks: Michael Porter - Why business can be good at solving social problems

Why do we turn to nonprofits, NGOs and governments to solve society's biggest problems? Michael Porter admits he's biased, as a business school professor, but he wants you to hear his case for letting business try to solve massive problems like climate change and access to water. Why? Because when business solves a problem, it makes a profit - which lets that solution grow.

Michael Porter wrote the books on modern competitive strategy for business. Now he is thinking deeply about the intersection between society and corporate interests.

15-Oct-2013 Robson Partners

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Client in Focus: Gosford Race Club - Celebrating 100 Years

This month we talk to Mr James Heddo, CEO of Gosford Race Club who will be celebrating their Centenary Year this year.

16-Sep-2013 Robson Partners

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'Yellow Pages' directory scam strikes again - Small businesses beware

There has recently been a surge in reports from small businesses that they have received a fax claiming to be from 'Yellow Page Australia' and 'Open Business Directory Ltd' that, on first glance, appears to be seeking confirmation of their business' contact details. However, on closer inspection, the fax is in fact an agreement to sign up to an online business directory service charged at $99 per month for a minimum two-year period.